credit score

When you are making plans to buy your first home, it's impossible to know what you don't know. This first ...

Adjusting to a post COVID-19 world, many things will be different, some permanently. We analyze how Canadian housing markets, including ...

With a shell-shocked COVID-19 Canadian economy as backdrop, CMHC moved to tighten lending standards for insured mortgages. New rules for ...

After a consumer proposal has been fully paid, many think about buying a home. If already homeowners, they may be ...

A horrible credit score after finishing a consumer proposal isn't necessarily your fault. Many who've completed a consumer proposal are ...

Most first-time buyers lack sufficient funds to purchase their home outright and require loan financing (a mortgage) to make it ...

After you file a consumer proposal, expect your score to drop into the low 500’s, maybe even lower than that ...

Situations often arise where a new mortgage application, or car loan/lease, is impacted by a credit score that's lower than ...

Your credit score always matters no matter if you are buying a home, renting an apartment, leasing a car or ...

This couple from BC tracked us down at AskRoss looking for relief from a large private second mortgage and also ...

What makes a strong mortgage co-signer? Not a great job, nor huge equity with tiny mortgage, nor a fantastic credit ...

How do you rebuild your credit? These days you can not avoid the need for a good credit score. Ross ...

Most people do not understand that when you co-sign a loan product you are effectively handing over your credit history ...

From the AskRoss mailbag, this reader wonders whether or not all his efforts to rebuild his credit history will be ...

Buying As Much House As You Can Afford, and Not Working to a Budget Can Set You Up for Failure ...

People are far more aware of the importance of their personal credit history than they ever used to be. And ...