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Personal Finance
How Will Borrowers Be Impacted By CMHC’s Tougher Canadian Mortgag...
With a shell-shocked COVID-19 Canadian economy as backdrop, CMHC moved to tighten lending standards for insured mortgages. New rules for ...
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How Long Do You Have to Wait After Completing a Consumer Proposal...
After a consumer proposal has been fully paid, many think about buying a home. If already homeowners, they may be ...
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A Horrible Credit Score After Finishing a Consumer Proposal Isn’t...
A horrible credit score after finishing a consumer proposal isn't necessarily your fault. Many who've completed a consumer proposal are ...
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Good Credit Hygiene Saves Over $100K On Typical Mortgage
Many services are available to give Canadians free access to their credit scores, but the problem is they all provide ...
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Rebuilding Credit After Consumer Proposal or Bankruptcy
After you file a consumer proposal, expect your score to drop into the low 500’s, maybe even lower than that ...
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How to Fix or Rebuild Credit Fast in Canada
Situations often arise where a new mortgage application, or car loan/lease, is impacted by a credit score that's lower than ...
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How to Improve Credit Score in Canada: Tips, Myths & Real Case St...
Your credit score always matters no matter if you are buying a home, renting an apartment, leasing a car or ...
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ROSS REVIEWS: “Straight Talk On Your Money”, by Doug Hoyes...
Doug Hoyes is one of the good guys in the world of consumer proposals and bankruptcies. He published a book ...
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Reestablish your credit
How do you rebuild your credit? These days you can not avoid the need for a good credit score. Ross ...
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Repair Bad Credit For Future Mortgage
This is the story of a home buyer who had no credit history at all at the time she made ...
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Two Credit Cards Are Better Than One
It is important to exercise all your credit cards from time to time, if your goal is to optimize your ...
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Tenants Need Good Credit Too
If you have rented an apartment in the past, you know that landlords typically ask you about your credit history ...
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How To Stand Out From Other Rental Applicants
Natasha Taylor breaks down why renting a place to live is not something you can afford to take a casual ...
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Rebuild Credit Well Before Buying A Home
If buying a home is in your plans, you need to ensure your personal credit history is the best it ...
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Rebuilding Credit Wants To Buy Home
From the AskRoss mailbag, this reader wonders whether or not all his efforts to rebuild his credit history will be ...
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Secured Visa Application
If your personal credit history is so bad that no one, not even Capital One or Canadian Tire, will give ...
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