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Mortgage FAQs
Can I Use My Home Equity To Pay Off My CRA Debt?
If you owe the CRA and own a home, you may be able to use your home equity to pay ...
Are Reverse Mortgages a Good Idea in Canada?
Reverse mortgages help Canadians 55+ stay in their homes, fund retirement, and plan legacies, tax-free and with no monthly payments, ...
Should We Be Worried About Our Parents Getting a Reverse Mortgage...
Many adult children fear that a reverse mortgage will jeopardize their inheritance or their parents’ home. This guide breaks down ...
Stop Chasing Rates: Smarter Mortgage Moves for 2025
Chasing the lowest mortgage rate in 2025 might cost you more than you think. Discover five powerful strategies to build ...
Toronto Housing Market 2025: Should You Buy Now?
Toronto’s housing market is shifting in 2025. With prices softening, listings up, and mortgage rates steady, buyers have more power ...
Should I Renew or Refinance My Mortgage in Canada?
Renewing your mortgage may feel convenient, but it could cost you. Refinancing offers a chance to lower your rate, access ...
Paying More Than You Should? 5 Things You Need To Know About Big ...
Paying more than you should for your mortgage? Discover 5 things you need to know about big bank mortgages in ...
What Are The 7 Essential Steps To Take When Co-Signing A Mortgage...
Thinking of co-signing a mortgage for a family member? It’s a generous act but comes with risks. In Part 2 ...
What Are The Tax Implications of Co-signing a Mortgage in Canada?
P1: What You Need To Know About Cosigning a Mortgage In this four-part series on “What You Need To Know: ...
Big Changes Coming To Canada’s Mortgage Rules: 8 Things You Need ...
Learn about the major changes to Canada’s mortgage rules on December 15th, 2024. Including higher loan caps and 30-year amortizations, ...
How Can You Avoid Falling for the Wrong Private Mortgage Deal?
Want higher returns with private mortgage lending? Discover how savvy investors are funding private mortgage deals in Canada for big ...
Bank of Canada Cuts Rates Again: What It Means For Current & Futu...
How does the Bank of Canada’s September 2024 rate cut affect your mortgage and the housing market? Get the answers ...
The Basics of Inflation and the Bank of Canada’s 2% Target Rate...
Find out how the Bank of Canada’s 2% inflation target helps stabilize the economy and what it means for your ...
Bank of Canada Rate Cut July 2024 Q&A: What It Means for Canadian...
Learn about the effects of the Bank of Canada's July 2024 rate cut on mortgages, refinancing, and the Canadian economy ...
7 Things You Need To Know About Bridge Mortgages
If your current home will not be sold prior to buying your next home, you probably need a bridge mortgage ...
Canada’s Renter Bill of Rights Update: Impact of Rent Payments on...
Understanding the Potential Benefits & Challenges of the New Credit Score Integration for Renters In a bold move to reshape ...
