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Thinking about using a co-signer for your first home purchase? While it can help you secure a mortgage, it might ...

P3: What You Need To Know About Cosigning a Mortgage In Part 2 of our “What You Need To Know ...

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Understanding the Potential Benefits & Challenges of the New Credit Score Integration for Renters In a bold move to reshape ...

With a shell-shocked COVID-19 Canadian economy as backdrop, CMHC moved to tighten lending standards for insured mortgages. New rules for ...

After a consumer proposal has been fully paid, many think about buying a home. If already homeowners, they may be ...

A horrible credit score after finishing a consumer proposal isn't necessarily your fault. Many who've completed a consumer proposal are ...

Most first-time buyers lack sufficient funds to purchase their home outright and require loan financing (a mortgage) to make it ...

A running thread of reader questions and our answers and research about the impact of COVID-19 on your finances ...

Many services are available to give Canadians free access to their credit scores, but the problem is they all provide ...

After you file a consumer proposal, expect your score to drop into the low 500’s, maybe even lower than that ...

Situations often arise where a new mortgage application, or car loan/lease, is impacted by a credit score that's lower than ...

Your credit score always matters no matter if you are buying a home, renting an apartment, leasing a car or ...

This couple from BC tracked us down at AskRoss looking for relief from a large private second mortgage and also ...

This is a cautionary story about the importance of having your own unique personal credit facilities, and not to simply ...

Discovery of errors on a credit report at the last minute could have cost homebuyers the home they wanted if ...

This is the story of a home buyer who had no credit history at all at the time she made ...