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Debt Relief for Home Owners

Can I Use My Home Equity To Pay Off My CRA Debt?
If you owe the CRA and own a home, you may be able to use your home equity to pay ...

Are Reverse Mortgages a Good Idea in Canada?
Reverse mortgages help Canadians 55+ stay in their homes, fund retirement, and plan legacies, tax-free and with no monthly payments, ...

Should We Be Worried About Our Parents Getting a Reverse Mortgage...
Many adult children fear that a reverse mortgage will jeopardize their inheritance or their parents’ home. This guide breaks down ...

Stop Chasing Rates: Smarter Mortgage Moves for 2025
Chasing the lowest mortgage rate in 2025 might cost you more than you think. Discover five powerful strategies to build ...

Toronto Housing Market 2025: Should You Buy Now?
Toronto’s housing market is shifting in 2025. With prices softening, listings up, and mortgage rates steady, buyers have more power ...

Should I Renew or Refinance My Mortgage in Canada?
Renewing your mortgage may feel convenient, but it could cost you. Refinancing offers a chance to lower your rate, access ...

3 Things You Can Do When You Have Too Many Debts
If you’re a homeowner who wants to get on top of their debts in today's market, we generally offer 3 ...

Private Second Mortgage Kept Pensioner In Her Home
This heartwarming story illustrates the human side of private mortgages -- how this mortgage product gave a pensioner relief from ...

Using Home Equity Loan to Pay Off CRA Tax Debt
Tax arrears Is a debt that can't be negotiated away, with a creditor you can't afford to ignore. It's never ...

How to Fix or Rebuild Credit Fast in Canada
Situations often arise where a new mortgage application, or car loan/lease, is impacted by a credit score that's lower than ...

Using Home Equity Loan & Mortgage Refinancing to Pay Off Your Con...
If you are a homeowner in the middle of a consumer proposal, it's good to know you can get a ...

Two Ways To Pay Off Your Consumer Proposal Early
Once your consumer proposal is approved, a new reality sets in and you adjust to a life of better budgeting ...

Early Payment Of Consumer Proposal A Total Game Changer
This couple from BC tracked us down at AskRoss looking for relief from a large private second mortgage and also ...

Massive CRA Debt Settled with New Mortgage
CRA re-assessed several years old tax returns for this homeowner, and he found himself in a huge mess with a ...

Paying Consumer Proposal Early Pays BIG time
Paying off your consumer proposal early pays BIG time! In the past few years, we have helped dozens of homeowners ...

Reestablish your credit
How do you rebuild your credit? These days you can not avoid the need for a good credit score. Ross ...