Categroy
Debt Relief for Home Owners
Can I Use My Home Equity To Pay Off My CRA Debt?
If you owe the CRA and own a home, you may be able to use your home equity to pay ...
Are Reverse Mortgages a Good Idea in Canada?
Reverse mortgages help Canadians 55+ stay in their homes, fund retirement, and plan legacies, tax-free and with no monthly payments, ...
Should We Be Worried About Our Parents Getting a Reverse Mortgage...
Many adult children fear that a reverse mortgage will jeopardize their inheritance or their parents’ home. This guide breaks down ...
Stop Chasing Rates: Smarter Mortgage Moves for 2025
Chasing the lowest mortgage rate in 2025 might cost you more than you think. Discover five powerful strategies to build ...
Toronto Housing Market 2025: Should You Buy Now?
Toronto’s housing market is shifting in 2025. With prices softening, listings up, and mortgage rates steady, buyers have more power ...
Should I Renew or Refinance My Mortgage in Canada?
Renewing your mortgage may feel convenient, but it could cost you. Refinancing offers a chance to lower your rate, access ...
3 Things You Can Do When You Have Too Many Debts
If you’re a homeowner who wants to get on top of their debts in today's market, we generally offer 3 ...
Private Second Mortgage Kept Pensioner In Her Home
This heartwarming story illustrates the human side of private mortgages -- how this mortgage product gave a pensioner relief from ...
Rebuilding Credit After Consumer Proposal or Bankruptcy
After you file a consumer proposal, expect your score to drop into the low 500’s, maybe even lower than that ...
Using Home Equity Loan to Pay Off CRA Tax Debt
Tax arrears Is a debt that can't be negotiated away, with a creditor you can't afford to ignore. It's never ...
How to Fix or Rebuild Credit Fast in Canada
Situations often arise where a new mortgage application, or car loan/lease, is impacted by a credit score that's lower than ...
Using Home Equity Loan & Mortgage Refinancing to Pay Off Your Con...
If you are a homeowner in the middle of a consumer proposal, it's good to know you can get a ...
Two Ways To Pay Off Your Consumer Proposal Early
Once your consumer proposal is approved, a new reality sets in and you adjust to a life of better budgeting ...
Early Payment Of Consumer Proposal A Total Game Changer
This couple from BC tracked us down at AskRoss looking for relief from a large private second mortgage and also ...
Massive CRA Debt Settled with New Mortgage
CRA re-assessed several years old tax returns for this homeowner, and he found himself in a huge mess with a ...
Paying Consumer Proposal Early Pays BIG time
Paying off your consumer proposal early pays BIG time! In the past few years, we have helped dozens of homeowners ...
