Use credit cards like debit cards with benefits

Use credit cards like debit cards with benefits 700x450X THUMBNAIL

Published: April 3rd, 2014 • Last Updated: January 6th, 2021
Author: Ross Taylor on AskRoss.ca

Can a credit card be your friend with benefits?

Only use your credit card when you know you can pay the balance in full as soon as you are required to do so.

If collecting Air Miles or cash dividends or travel rewards is your thing – for sure – charge your daily spending to that credit card, and build up some free stuff for future benefit.

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​Ross Taylor
One of Toronto/GTA's Most Trusted and Knowledgable Mortgage Agents

Ross Taylor is recognized by his peers as one of Canada's pre-eminent difficult mortgage specialists. His ASKROSS blog and column ​ in Canadian Mortgage Trends are focused on the intersection between mortgage financing and personal credit.

With unique dual certification as a licensed credit counselor and mortgage agent, Ross's insights are valued by mortgage professionals and homebuyers alike.

If you have questions about anything financial or mortgage-related, please contact [email protected]. Ross answers everyone personally.

​For more information, visit About Ross Taylor.