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If you’re a homeowner who wants to get on top of their debts in today's market, we generally offer 3 ...

After a consumer proposal has been fully paid, many think about buying a home. If already homeowners, they may be ...

A horrible credit score after finishing a consumer proposal isn't necessarily your fault. Many who've completed a consumer proposal are ...

A reader asks whether COVID-19 has affected her ability to renew a mortgage while still in a consumer proposal, and ...

After you file a consumer proposal, expect your score to drop into the low 500’s, maybe even lower than that ...

Consumer proposals are an important part of the Canadian insolvency process, and are the main alternative to filing for bankruptcy ...

Suppose you were in a consumer proposal and it’s now completely paid off. You have received your completion certificate from ...

Buying a home after a consumer proposal is a real possibility, but you must prepare for the credit history challenge ...

Once your consumer proposal is approved, a new reality sets in and you adjust to a life of better budgeting ...

This couple from BC tracked us down at AskRoss looking for relief from a large private second mortgage and also ...

Homeowners in consumer proposals often find themselves with more options than renters. The strong real estate market might have yielded ...

Paying off your consumer proposal early pays BIG time! In the past few years, we have helped dozens of homeowners ...

How do you rebuild your credit? These days you can not avoid the need for a good credit score. Ross ...

Here are a couple of questions from the AskRoss mailbag. One reader asks with prices so high in the Greater ...

Private mortgages are great tools for solving specific types of problems. Homeowners who need to consolidate debts or pay off ...

When the bank said 'no' to mortgage renewal because of a consumer proposal, switching to an alternative lender and paying ...