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Personal Finance

Borrowing to invest tax efficiently is not news
Borrowing to invest tax efficiently is not news
Borrowing money to invest has been around as a concept and winning strategy for a long time. Yet a fellow ...
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never give up
Never Give Up
Why you should never give up - even when things seem hopeless! If you have never had to count your ...
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First home or student loans?
First home or student loans?
Should you buy your first home or pay off your student debt? This is part two of the response to ...
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Consumers Spend Too Much On Housing
Consumers Spend Too Much On Housing
Buying As Much House As You Can Afford, and Not Working to a Budget Can Set You Up for Failure ...
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Managing first credit card
Managing first credit card
My teen has racked up debt on their first credit card! "Dear Ross: As a parent of an otherwise wonderful ...
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Why Refinancing Makes Sense
Why Refinancing Makes Sense
Refinancing your mortgage can be a great tool to achieve many different financial goals, from saving money by lowering your ...
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Couple Spends More Than They Make
Couple Spends More Than They Make
Not Balancing Your Budget Is More Stressful In Long Term Than Taking Your Lumps Now Brian and Susan have down ...
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Force yourself to manage your finances
Force yourself to manage your finances
Force yourself to manage your finances No one else is going to do it for you. It’s one of your ...
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8 Secrets To Raise Money Smart Children
8 Secrets To Raise Money Smart Children
Published: How Can I Raise Money Smart Children? There are no exceptions – we all have to ...
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Secrets of Financial Success
Secrets of Financial Success
Here are some insights to achieving financial success. These secrets will help people in all circumstances, but mostly every day ...
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How to manage debts, savings and mortgage
How to manage debts, savings and mortgage
Most of us struggle with finding a balance in our personal finances. A reader recently asked me: "I have a ...
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Build and maintain an awesome credit history 700x450X THUMBNAIL
Build and maintain an awesome credit history
Why is it important to build and maintain an amazing credit history? When the time comes to borrow money (buy ...
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Rebuild Credit Score 700x450X THUMBNAIL
Rebuild Credit Score During Consumer Proposal
If you are in a consumer proposal you can and should be rebuilding your personal credit history already. Don't listen ...
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Credit Score Needs a Quick Increase
Credit Score Needs a Quick Increase
The fastest way to see a boost in your credit score Hi Ross, I have a client who wants to ...
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Income tax time
Income Tax Time
If you're getting income taxes done, you need a great accountant There are a few things in life we all ...
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Unused Tuition Tax Credits
Unused Tuition Tax Credits
How to turn unused tuition tax credits into cash Hi Ross, I have accumulated a large amount of tuition tax ...
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