consumer proposal

How Long Do You Have to Wait After Completing a Consumer Proposal Before You Can Buy a House Or Condo?
How Long Do You Have to Wait After Completing a Consumer Proposal...
After a consumer proposal has been fully paid, many think about buying a home. If already homeowners, they may be ...
A Horrible Credit Score After Finishing a Consumer Proposal Isn't Necessarily Your Fault
A Horrible Credit Score After Finishing a Consumer Proposal Isn&#...
A horrible credit score after finishing a consumer proposal isn't necessarily your fault. Many who've completed a consumer proposal are ...
COVID-19 Q & A: Is It Possible to Renew a Mortgage While In a Consumer Proposal?
COVID-19 Q & A: Is It Possible to Renew a Mortgage While In ...
A reader asks whether COVID-19 has affected her ability to renew a mortgage while still in a consumer proposal, and ...
When Is a Private Mortgage the Best Solution?
When Is a Private Mortgage the Best Solution?
Regular home buyers with no problems to solve aren't who private mortgages were designed for. This article discusses when a ...
Rebuilding Credit After Consumer Proposal or Bankruptcy
Rebuilding Credit After Consumer Proposal or Bankruptcy
After you file a consumer proposal, expect your score to drop into the low 500’s, maybe even lower than that ...
What is a Consumer Proposal?
What is a Consumer Proposal?
Consumer proposals are an important part of the Canadian insolvency process, and are the main alternative to filing for bankruptcy ...
mortage renewal 700450X THUMBNAIL (1)
Mortgage Renewal Tips For Ontario
Auto-renewing your mortgage is easy, but can be a very poor financial decision. These top 3 mortgage renewal tips will ...
Alternative Mortgage Lenders Explained
Alternative Mortgage Lenders Explained
The media paints alternative lenders as shadowy, less-than-reputable lenders who prey on desperate homebuyers. We look at the important role ...
Buying a Home After a Consumer Proposal
Buying a Home After a Consumer Proposal
Buying a home after a consumer proposal is a real possibility, but you must prepare for the credit history challenge ...
Early Payment of Consumer Proposal a Total Game Changer
Early Payment Of Consumer Proposal A Total Game Changer
This couple from BC tracked us down at AskRoss looking for relief from a large private second mortgage and also ...
Homeowners in consumer proposal want to renovate their home
Homeowners in consumer proposal want to renovate their home
Homeowners in consumer proposals often find themselves with more options than renters. The strong real estate market might have yielded ...
Paying Consumer Proposal Early Pays BIG time
Paying Consumer Proposal Early Pays BIG time
Paying off your consumer proposal early pays BIG time! In the past few years, we have helped dozens of homeowners ...
Reestablish your credit
Reestablish your credit
How do you rebuild your credit? These days you can not avoid the need for a good credit score. Ross ...
ASKROSS: Toronto Homebuyers' Questions And Answers
ASKROSS: Toronto Homebuyers’ Questions And Answers
Here are a couple of questions from the AskRoss mailbag. One reader asks with prices so high in the Greater ...
Private Second Mortgage Solved Big Problems
Private Second Mortgage Solved Big Problems
Private mortgages are great tools for solving specific types of problems. Homeowners who need to consolidate debts or pay off ...
Early Pay Off Of Consumer Proposal Led To Best Mortgage Possible
Early Pay Off Of Consumer Proposal Led To Best Mortgage Possible
When the bank said 'no' to mortgage renewal because of a consumer proposal, switching to an alternative lender and paying ...